What checks do you do when I apply?

All the usual checks, such as employment and residency. Sometimes we will do a credit check to audit the accuracy of the information supplied on the loan application form.

How should I expect to receive funds?

For your convenience, loans are directly deposited into your account and repaid by you by way of bill payment, when the payment is due. This service allows you to privately receive your loan without leaving your office or home. Funds are usually available the next working day.

What are my payment options?

When it comes to paying off your loan, two payment options are available:
  1.  The total amount due can be paid by way of bill payment on the agreed date, or
  2.  Alternately, you can make manual payments at our office.

Can I request another loan when I already have one loan outstanding?

You can only have one loan outstanding with ADVANCEONPAY. All prior loans must be paid in full before we will approve a new loan.